Want to protect your house? Here are the steps you should take

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Get homeowners insurance.

The first step is to get homeowners insurance. A home insurance policy will protect your home and belongings from damage caused by natural disasters, theft, or vandalism. If you have a mortgage, chances are your lender will require you to buy an insurance policy. Most policies cover the house itself along with structures on the property like a garage or deck.

In addition to protecting your home and belongings, homeowners insurance also protects you from legal liability in case someone gets injured on your property—beyond covering expenses for medical care, it could even provide coverage should they decide to sue you.

Secure your windows and doors.

  • Secure your windows and doors.
  • Replace old glass with shatterproof glass, which is more difficult to break and is less likely to cause severe injury.
  • Install double-keyed deadlocks on all exterior doors.
  • Add a security bar or lock to the sliding glass door.
  • Windows should be locked at all times, even when you’re home because burglars can enter through unlocked windows. Consider installing locks or bars on your main floor windows (though keep in mind that if there’s a fire, you’ll need to be able to get out quickly). Check that doors are sturdy and in good condition; add a heavy duty security latch or replace the door if necessary.

Update your locks.

  • Change your locks if you lose a key.
  • Change the locks when you move into a new home.
  • Replace any lock that uses bump keys or lock bumping, which can be picked fairly easily by most criminals.
  • Replace cheap locks. They’re often made of weaker materials and may not stand up to picking, prying, or drilling.
  • Replace old or worn locks immediately, even if they still appear to work properly. These are more prone to failure and can break at the worst possible time.
  • Replace any lock if you have concerns with its security features, such as having no anti-saw pins on the deadbolt or having weak springs in the locking mechanism that could allow someone to snap it open with pliers

Add deadbolt locks.

He doesn’t fit in your house. Maybe he’s a serious and respectful young man with outstanding grades, who always helps you around the house. He respects authority, but knows his limits. He looks out for his sister and his friends, but is usually quiet and sometimes too shy to speak up. But if he’s just a teenager—if he’s still developing as a man—he needs a new lock for his bedroom door.

A deadbolt lock is designed like an interior John Hancock and is installed on your door handle with two bolts that slide into slots on the door frame when it is locked. When you open the door, these bolts slide out of the slots and drop into their respective holes in the deadbolt plate, thus locking the bolt inside so that it can’t be tampered with. It’s an extra safeguard against strangers entering your home without invitation or permission; thieves don’t need access to a doorknob to gain entry when they can simply push down on your door until they break through or twist off the bolts locks.

Invest in a safe box to protect valuable items.

Thieves are looking for valuables that can be easily swiped and sold. One of the best ways to protect these items is to lock them in a safe box. Depending on what you want to keep secure, there are several options available. Safes come in different sizes, shapes, and levels of security. This means you can find one that’s perfect for your needs. They also vary based on whether they require a key or combination code to open the door. Some safes can even be bolted into place, making them virtually impossible for thieves to carry away without being noticed.

Document safes are great if you need somewhere to store important legal paperwork like passports, birth certificates and deed documents, as well as CDs or USB drives with digital backup versions of this information. These compact safes are also useful if you have expensive jewelry that won’t fit in smaller jewelry boxes and don’t have room for a larger gun safe in your home or apartment right now but want somewhere secure to keep your firearms when they aren’t being used

Secure your doors with a security bar if you need to leave for an extended period of time or are traveling.

  • Secure your doors with a security bar if you need to leave for an extended period of time or are traveling.
  • There’s no need to spend a ton of money on a fancy home alarm system. You can protect your house with something as simple as a security bar. A security bar can be installed in seconds and is great for securing doors that you use frequently. If you’re traveling, it’s important to make sure all the windows and doors in your home are locked securely, but it’s also important not to block off exits in case of emergencies like fires and carbon monoxide leaks. A security bar allows you to secure every door and window without creating fire hazards or impeding emergency access.

Install smoke and carbon monoxide detectors on each floor of your home, including the basement.

One of the most important things you can do to protect your house is to install smoke and carbon monoxide detectors on each floor of your home, including the basement. You should test these detectors monthly and replace the batteries twice a year or when you change your clocks during daylight saving time. You can also purchase a detector that combines both smoke and CO alarms, which will save space in your home.

Place motion-activated floodlights around the entryways to your home.

Motion-activated floodlights illuminate the area when someone approaches and turns off after a few minutes. This means that you don’t have to leave lights on for long periods of time, which signals to someone passing by that no one is home. It also saves energy and prevents your light from being left on all night, which is another sign of an empty house.

Trim tree branches so they can’t serve as access to an upper story window or roof.

  • Trim tree branches so they can’t serve as access to an upper story window or roof.
  • Remove any ladders or tools in the yard.
  • Talk to neighbors about trimming their trees as well.

Reinforce your garage door with a secure locking device.

  • Install a lock on the garage door track.
  • Install garage door braces.
  • Use a security camera to monitor your garage.
  • Install an alarm system for your home and/or garage, or use a smart doorbell with motion detection.
  • Consider installing a keypad entry system.
  • Upgrade your garage door opener with automatic lights to ensure you never enter an unlit space

Don’t hide keys outside! Burglars check under doormats, planters and near doors for spare keys. Hide it somewhere that’s not obvious, like in a neighbor’s yard or under a rock in the garden.

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Homeowners insurance isn’t only important but there are also other steps you should take to protect your house

Once you’ve decided on a policy, consider adding extra insurance for items like jewelry, antiques or other valuables. Your policy likely covers these items but only to a lower limit.

A deductible is the amount you’ll pay out of pocket before your home insurance kicks in and pays the rest. So if you have a $1,000 deductible, you’ll be responsible for that amount if your house was damaged by an incident covered by your policy.

When it comes to how much coverage costs, replacement cost is typically more expensive than actual cash value. Replacement cost reimburses you for what it would cost to repair or rebuild your residence today, while actual cash value takes depreciation into account (so it might not be enough to replace your house). In general experts recommend getting replacement cost coverage if possible.Get homeowners insurance.

The first step is to get homeowners insurance. A home insurance policy will protect your home and belongings from damage caused by natural disasters, theft, or vandalism. If you have a mortgage, chances are your lender will require you to buy an insurance policy. Most policies cover the house itself along with structures on the property like a garage or deck.

In addition to protecting your home and belongings, homeowners insurance also protects you from legal liability in case someone gets injured on your property—beyond covering expenses for medical care, it could even provide coverage should they decide to sue you.

Secure your windows and doors.

Secure your windows and doors.

Replace old glass with shatterproof glass, which is more difficult to break and is less likely to cause severe injury.

Install double-keyed deadlocks on all exterior doors.

Add a security bar or lock to the sliding glass door.

Windows should be locked at all times, even when you’re home because burglars can enter through unlocked windows. Consider installing locks or bars on your main floor windows (though keep in mind that if there’s a fire, you’ll need to be able to get out quickly). Check that doors are sturdy and in good condition; add a heavy duty security latch or replace the door if necessary.

Update your locks.

Change your locks if you lose a key.

Change the locks when you move into a new home.

Replace any lock that uses bump keys or lock bumping, which can be picked fairly easily by most criminals.

Replace cheap locks. They’re often made of weaker materials and may not stand up to picking, prying, or drilling.

Replace old or worn locks immediately, even if they still appear to work properly. These are more prone to failure and can break at the worst possible time.

Replace any lock if you have concerns with its security features, such as having no anti-saw pins on the deadbolt or having weak springs in the locking mechanism that could allow someone to snap it open with pliers

Add deadbolt locks.

He doesn’t fit in your house. Maybe he’s a serious and respectful young man with outstanding grades, who always helps you around the house. He respects authority, but knows his limits. He looks out for his sister and his friends, but is usually quiet and sometimes too shy to speak up. But if he’s just a teenager—if he’s still developing as a man—he needs a new lock for his bedroom door.

A deadbolt lock is designed like an interior John Hancock and is installed on your door handle with two bolts that slide into slots on the door frame when it is locked. When you open the door, these bolts slide out of the slots and drop into their respective holes in the deadbolt plate, thus locking the bolt inside so that it can’t be tampered with. It’s an extra safeguard against strangers entering your home without invitation or permission; thieves don’t need access to a doorknob to gain entry when they can simply push down on your door until they break through or twist off the bolts locks.

Invest in a safe box to protect valuable items.

Thieves are looking for valuables that can be easily swiped and sold. One of the best ways to protect these items is to lock them in a safe box. Depending on what you want to keep secure, there are several options available. Safes come in different sizes, shapes, and levels of security. This means you can find one that’s perfect for your needs. They also vary based on whether they require a key or combination code to open the door. Some safes can even be bolted into place, making them virtually impossible for thieves to carry away without being noticed.

Document safes are great if you need somewhere to store important legal paperwork like passports, birth certificates and deed documents, as well as CDs or USB drives with digital backup versions of this information. These compact safes are also useful if you have expensive jewelry that won’t fit in smaller jewelry boxes and don’t have room for a larger gun safe in your home or apartment right now but want somewhere secure to keep your firearms when they aren’t being used

Secure your doors with a security bar if you need to leave for an extended period of time or are traveling.

Secure your doors with a security bar if you need to leave for an extended period of time or are traveling.

There’s no need to spend a ton of money on a fancy home alarm system. You can protect your house with something as simple as a security bar. A security bar can be installed in seconds and is great for securing doors that you use frequently. If you’re traveling, it’s important to make sure all the windows and doors in your home are locked securely, but it’s also important not to block off exits in case of emergencies like fires and carbon monoxide leaks. A security bar allows you to secure every door and window without creating fire hazards or impeding emergency access.

Install smoke and carbon monoxide detectors on each floor of your home, including the basement.

One of the most important things you can do to protect your house is to install smoke and carbon monoxide detectors on each floor of your home, including the basement. You should test these detectors monthly and replace the batteries twice a year or when you change your clocks during daylight saving time. You can also purchase a detector that combines both smoke and CO alarms, which will save space in your home.

Place motion-activated floodlights around the entryways to your home.

Motion-activated floodlights illuminate the area when someone approaches and turns off after a few minutes. This means that you don’t have to leave lights on for long periods of time, which signals to someone passing by that no one is home. It also saves energy and prevents your light from being left on all night, which is another sign of an empty house.

Trim tree branches so they can’t serve as access to an upper story window or roof.

Trim tree branches so they can’t serve as access to an upper story window or roof.

Remove any ladders or tools in the yard.

Talk to neighbors about trimming their trees as well.

Reinforce your garage door with a secure locking device.

Install a lock on the garage door track.

Install garage door braces.

Use a security camera to monitor your garage.

Install an alarm system for your home and/or garage, or use a smart doorbell with motion detection.

Consider installing a keypad entry system.

Upgrade your garage door opener with automatic lights to ensure you never enter an unlit space

Don’t hide keys outside! Burglars check under doormats, planters and near doors for spare keys. Hide it somewhere that’s not obvious, like in a neighbor’s yard or under a rock in the garden.

Oops! Click Regenerate Content below to try generating this section again.

Homeowners insurance isn’t only important but there are also other steps you should take to protect your house

Once you’ve decided on a policy, consider adding extra insurance for items like jewelry, antiques or other valuables. Your policy likely covers these items but only to a lower limit.

A deductible is the amount you’ll pay out of pocket before your home insurance kicks in and pays the rest. So if you have a $1,000 deductible, you’ll be responsible for that amount if your house was damaged by an incident covered by your policy.

When it comes to how much coverage costs, replacement cost is typically more expensive than actual cash value. Replacement cost reimburses you for what it would cost to repair or rebuild your residence today, while actual cash value takes depreciation into account (so it might not be enough to replace your house). In general experts recommend getting replacement cost coverage if possible.

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